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Business & investor visas

Panamanian Pensionado (Retiree) Visa

Permanent residence for retirees and pensioners who receive a qualifying lifetime pension from a government, international body or private source abroad.

Expert reviewed Official guidance referenced
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Under review — check current rules

The minimum pension (US$1,000/month, or US$750/month with property over US$100,000), the absence of an age requirement, government fees (~US$300) and processing time (30-90 days) come from secondary sources and were NOT confirmed on a live SNM page; verify before publishing.

Important information

Immigration rules and fees can change. This information is for general guidance only and does not constitute legal advice. Always check the latest requirements on the official Panama government website before you apply.
On this page
Official name
Residente Permanente - Jubilado Pensionado
Route type
Business/talent - permanent residence for pensioners
Core condition
A guaranteed lifetime pension from abroad above the set monthly minimum
Minimum pension (commonly cited as US$1,000/month, or US$750/month with qualifying Panamanian property) was not confirmed on a live SNM page.
Age requirement
Generally no minimum retirement age
Reported by secondary sources; not verified on a live SNM page.

Who it is for

  • Foreign nationals receiving a guaranteed lifetime pension from abroad
  • Retirees from government, international-organisation or private pension schemes
  • People who want permanent residence plus Panama's statutory pensioner discounts

Requirements

  • Letter certifying the amount and lifetime duration of the pension
  • Proof the pension meets the required monthly minimum
  • Valid passport
  • Criminal-record certificate and health/medical certificate
  • Application filed through a licensed Panamanian immigration lawyer

What you can do

  • Obtain permanent residence and live in Panama indefinitely
  • Access statutory pensioner discounts provided under Panamanian law
  • Bring dependants under related dependant categories

How to apply

  • Obtain an official letter certifying your lifetime pension and its amount
  • Have the pension certification apostilled/authenticated as required
  • Compile passport, criminal-record and health certificates
  • File the permanent-residence application with SNM through a lawyer

Official sources

For the most accurate and up-to-date information, always refer to the official government sources.

Verified against official gov.uk sources · last reviewed 2026-08-21. Information only — not legal advice.

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